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- The new monthly interest to your Rs 5 lakh FD will be as for each the brand new FD tenure and also the set aside FD rate.
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For instance, if a person opens up a bank fixed deposit of 36 months tenure from the 6% p.an excellent., the interest rate will stay a comparable before end from their three years tenure. To help you very seniors (FD depositors aged 80 ages and a lot more than) to have tenures as much as five years and you will step one% additional interest rate to your deposits a lot more than five years to ten years. For example, senior FD costs given on the a great period out of 15 days to lower than eighteen months from the ICICI Lender try 10 bps otherwise 0.10% in addition to current additional senior citizen FD cost away from fifty bps. Of many financial institutions, under the special techniques and you will/and for specific tenures, provide a supplementary interest from 0.20% – 0.50% over and above the senior FD rates. For normal depositors to possess tenures anywhere between seven days in order to 10 years.